What to do in event of a traffic accident

Traffic accidents are stressful events that can occur at any time and place. Knowing how to respond appropriately is not only crucial for the safety of everyone involved, but also for facilitating the claims process with your insurance company. In this post, we will explore what to do in the event of a traffic accident.

Prioritize Safety and Stay Calm

The first and most important thing is to ensure the safety of all people involved in the accident. Move vehicles off the road if it is safe to do so and turn on your hazard lights. If there are injuries, call 911 immediately for medical assistance.

Call the police

In California, it is mandatory to report any traffic accident that results in injuries or property damage over $1,000. Call 911 to report the accident and request police presence at the scene.

Exchange Information

Exchange information with the other drivers involved in the accident, including names, phone numbers, addresses, insurance numbers, and license plate numbers. Also take note of the names and contacts of any witnesses present.

Take Photographs and Document the Scene

If it is safe to do so, take photographs of the accident scene, including damage to the vehicles and any visible injuries. These images may be helpful when filing a claim with your insurance company.

Contact your Insurance Company

Once you have completed the steps above, it is important to contact your insurance company as soon as possible to report the accident. Provide accurate details about what happened and any resulting injuries or damages. Once you have filed your claim, follow your insurance company's instructions regarding any additional documentation they may need and any other actions you may need to take.

In California, handling a traffic accident requires following specific steps to comply with state laws and regulations. From prioritizing safety to contacting your insurance company, every step you take after an accident is crucial to ensure an effective response and protect your interests. Stay calm, follow these steps, and trust in the support of your insurance company to guide you through the claims process.


The information on the blog is for informational purposes, it is recommended to consult with a professional for specific advice. The accuracy of the information is not guaranteed nor is an agent-client relationship created. No liability is assumed for losses arising from the use of the content. Insurance policies are subject to individual terms and may vary, it is recommended to review the policy and consult with the agent for specific information.