Workers’ Compensation Insurance
Don’t get caught without it,
we can help you!
Protect Your Business and Employees
As a business owner in California, protecting your employees is not just a moral obligation—it’s the law. Workers’ Compensation Insurance provides financial protection for your employees in case they suffer work-related injuries or illnesses, while shielding your business from costly lawsuits and penalties.
What is Workers’ Compensation Insurance?
Workers’ Compensation Insurance covers medical expenses, lost wages, rehabilitation costs, and more for employees who experience a workplace injury or illness. It also protects employers by covering legal fees and settlements if an employee files a lawsuit related to their injury.
Some of our Trusted Partners Insurance Companies
Why Do You Need Workers’ Compensation Insurance in California?
- Legal Requirement:In California, nearly all employers are required to carry workers’ compensation insurance, even if they have just one employee. Failure to comply can result in severe penalties, fines, and even criminal charges.
- Employee Protection:Workers’ compensation ensures that your employees receive the care they need without facing financial hardship due to medical expenses or lost income.
- Business Safeguard:Accidents happen, even in the safest workplaces. Workers’ compensation reduces the financial risk to your business by covering claims and minimizing the likelihood of costly lawsuits.
What Does Workers’ Compensation Cover?
Medical Expenses
Costs of treatments, surgeries, medications, and rehabilitation services.
Lost Wages
Partial wage replacement for employees who can’t work due to their injury.
Disability Benefits
Compensation for temporary or permanent disability.
Death benefits
Support for dependents if an employee’s injury results in death.
Legal Costs
Coverage for lawsuits arising from workplace injuries.
Industries We Serve
Industries We Serve
From construction and healthcare to retail and technology, we support a wide range of industries in California. Whether you run a small startup or a large corporation, we have the expertise to provide the right coverage for your business.
-
What is workers’ compensation insurance? add removeWorkers’ compensation insurance provides coverage for employees who are injured or become ill due to job-related activities. It covers medical expenses, lost wages, rehabilitation, and more, protecting both employees and employers.
-
Is workers’ compensation insurance required in California? add removeYes, all California employers are required by law to carry workers’ compensation insurance, even if they have only one employee. This ensures employees are protected and businesses comply with state regulations.
-
What does workers’ compensation insurance cover? add removeWorkers’ compensation typically covers:
- Medical expenses for work-related injuries or illnesses.
- Lost wages due to temporary or permanent disability.
- Vocational rehabilitation or retraining costs.
- Death benefits for dependents of employees who die due to workplace incidents.
- Medical expenses for work-related injuries or illnesses.
-
What happens if I don’t have workers’ compensation insurance? add removeFailing to carry workers’ compensation insurance in California can result in severe penalties, including:
- Fines up to $100,000.
- Liability for employee medical costs and lost wages.
- Criminal charges and potential jail time.
- Fines up to $100,000.
-
How can our agency help with workers’ compensation insurance? add removeWe specialize in helping businesses:
Understand California’s workers’ compensation laws.
Choose the right coverage for their industry and workforce.
Manage claims efficiently to minimize disruptions.
Explore cost-saving options, such as safety programs and claims management strategies.
Easier, Faster, and Safer.
Licensed by the CA Department of Motor Vehicles (DMV) but not affiliated with the DMV. SAFER INSURANCE AGENCY INC. 337 E SAN YSIDRO BLVD STE D SAN YSIDRO CA 92173 O/L 64725
- No long lines
- No appointment Required
- No hassle
- Services for all Kind of Vehicles
We also offer Insurance
The information provided on this website is for general informational purposes only and should not be considered legal, financial, or insurance advice. Coverage, terms, conditions, and availability may vary by state and insurance carrier and are subject to underwriting approval. Please consult directly with a licensed insurance agent for specific details and personalized recommendations based on your needs.