Flood Insurance
Protecting Your Property From Nature’s Unpredictable Forces
Personalized Service. Local Agents. SAFER Coverage.
Comprehensive
Tailored
Trusted
Affordable
Don’t get caught without it, we can help you!
Get the SAFER protection
Whether caused by heavy rain, hurricanes, or overflowing rivers, floods can wreak havoc on your property and finances. That’s why we offer tailored flood insurance policies designed to protect your home, belongings, and peace of mind.

Save hundreds of dollars
Flood insurance provides financial protection against damages caused by rising water and flooding. Standard homeowners or renters insurance policies typically don’t cover flood damage, which makes having a separate flood insurance policy crucial.
Flood Insurance That Protects What Matters Most
Flooding is one of the most common and costly natural disasters in the U.S.—and standard homeowners or renters policies typically do not cover flood damage. Whether you live in a high-risk zone or an area with occasional heavy rains, flood insurance gives you the financial protection you need when water rises unexpectedly.
Home Protection
Helps repair or rebuild your home if it’s damaged by floodwaters.
Personal Belongings
Covers furniture, appliances, clothing, and valuables lost or damaged in a flood.
Financial Security
Without flood insurance, homeowners may be left paying out of pocket for costly repairs.
The best prices
Flexible Plans
Same-day coverage
Why Choose Safer Insurance Agency?
Personalized Guidance
Trusted Carriers
Bilingual Support
Some of our Trusted
Partners Insurance Companies
We’re proud to partner with forward-thinking brands that trust us to bring their visions to life. Together, we achieve remarkable results










Ready to be Safer?
We always strive to give you professional & courteous service, and advise you of the rights and benefits that you purchase along with our products.
Frequently Asked Questions
Got more questions?
Feel free to contact us for more information.
Homeowners insurance typically covers the structure of your home, personal belongings, and liability protection. It can also provide coverage for living expenses if your home becomes uninhabitable due to a covered event such as a fire or storm.
No, standard homeowners insurance does not cover flood damage. You will need to purchase a separate flood insurance policy to protect your home from flood-related incidents.
It depends on several factors, including the value of your home, the cost to rebuild, and the value of your personal belongings. We recommend reviewing your policy annually and discussing your needs with one of our agents to ensure you have adequate coverage.
Yes, renters insurance is highly recommended. It protects your personal belongings against theft, fire, and other covered events. Renters insurance also provides liability coverage if someone gets injured in your rental property.
The amount of coverage you need depends on the value of your property and belongings. We recommend a policy that covers the full replacement cost of your home or possessions. Our agents can help assess your needs and find the right level of coverage for you.
Easier, Faster, and SAFER.
Licensed by the CA Department of Motor Vehicles (DMV) but not affiliated with the DMV. SAFER INSURANCE AGENCY INC. 337 E SAN YSIDRO BLVD STE D SAN YSIDRO CA 92173 O/L 64725

- No long lines
- No appointment Required
- No hassle
- Services for all Kind of Vehicles
EXCELLENT Based on 41 reviews Roberto Serna2025-06-02Trustindex verifies that the original source of the review is Google. Muyamabley muy buena atencion la señora que nos atendió muy contento Miguel Bañuelos2025-03-10Trustindex verifies that the original source of the review is Google. Excelente atención a precios justos, el personal muy amable y atento, recomendado. Claudia Sánchez2025-01-15Trustindex verifies that the original source of the review is Google. Recomiendo 100 % este lugar para tu servicio de aseguranza médica . Mi asesora es la señorita Karen Contreras . Excelente trabajo en su desempeño siempre buscando la mejor opción para mi y mi familia . Teresa Camacho2024-12-23Trustindex verifies that the original source of the review is Google. Me encanta ir a este lugar por que todas son muy amables y atentas en especial Karen Contreras había tenido muchas dudas de como aplicar para ciertos programas y ella siempre tiene las palabras correctas para guiarme si ocupan algún trámite no duden en referirse con ella.. Lorena Jiménez2024-12-13Trustindex verifies that the original source of the review is Google. I had the best customer service in decades over the phone, patient, knowledgeable, attentive i am looking forward to meeting karen in person assistance. It was highly recommended so far “excellent” Elias Garcia2024-09-20Trustindex verifies that the original source of the review is Google. Excelente servicio al cliente. Sorayda2024-08-09Trustindex verifies that the original source of the review is Google. Me urgía sacarle las placas a un carro para un viaje y pude hacer todo el mismo dia por medio de ellos.. me ayudaron a hacer todas las formas y solo tuve que ir a lo del smog, brakes & lights y DMV para checar serie.. no hice ni 3hrs en todo el proceso y sali de ahi con mis placas, registracion y stickers 👌🏼 excelente servicio!!