Family plans
Cover your spouse, kids, and dependents on a single Covered California plan with family-level subsidies.
Free help finding the right Covered California plan or private health insurance for individuals, families, and businesses. We compare carriers, explain benefits, and make sure you get every subsidy you qualify for.
We work with all the major California health insurance carriers to bring you a real comparison — not a sales pitch for one plan.
All Covered California plans must include these essential health benefits — by law.
Primary care, specialist appointments, and urgent care visits — all covered.
Inpatient and outpatient hospital services, emergency room, and surgery.
Both brand-name and generic prescription drugs are part of every plan.
Annual check-ups, screenings, vaccines, and well-woman visits — usually $0 copay.
Therapy, counseling, and substance abuse treatment — covered just like physical care.
Pregnancy care, delivery, postpartum, and newborn care all included by law.
Whether you're insuring yourself, your family, or your business — we have the right plan.
Cover your spouse, kids, and dependents on a single Covered California plan with family-level subsidies.
Personal coverage for working adults, self-employed people, or anyone without employer-sponsored insurance.
Offer health benefits to your employees through Covered California for Small Business (CCSB) — even with 1 employee.
If you qualify based on income, we'll help you enroll in Medi-Cal — California's free or low-cost health coverage.
Standalone dental and vision plans, or add-on coverage to your existing health insurance.
Need temporary coverage between jobs, before Medicare, or during a Special Enrollment Period? Ask us about options.
Covered California is the state's official health insurance marketplace. Going through it (with our help) is the only way to qualify for federal subsidies and state premium assistance that can dramatically reduce your monthly cost.
Most people pay much less than the sticker price for their plan. The only way to find out exactly what you'd pay is to check your eligibility — which we do for free.
Source: Covered California enrollment data. Subsidies vary based on household size and income.
There are two enrollment periods every year — and you may qualify for one even if you missed the other.
Anyone can sign up for Covered California, no qualifying event needed. This is your annual chance to switch plans or enroll for the first time.
If you've had a qualifying life event, you can enroll any time of year — typically within 60 days of the event.
As a Certified Covered California partner, we get compensated by Covered California — not by you. Our help is completely free.
Stop by any of our 6 offices or call to set up a free consultation.
We'll determine whether you qualify for subsidies, Medi-Cal, or other assistance programs.
We compare plans across all major carriers and enroll you in the one that fits your needs and budget.
While you're with us, take care of your auto, DMV, and other coverage needs too.
Save by bundling auto with your other policies. Full coverage, liability, SR-22, no license OK.
See auto insuranceNeed to renew tags or register a vehicle? Skip the DMV line — handled in minutes.
See DMV servicesDriving to Mexico? Get auto insurance valid south of the border — daily, weekly, or annual.
Get Mexico coverageGot more questions? Call us at (619) 428-1333 or visit any of our 6 locations.
Walk in, call, or schedule a free consultation. Our team handles everything — eligibility, comparison, and enrollment.
This website is owned and maintained by Safer Insurance Agency, Inc., which is solely responsible for its content. It is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The email addresses and telephone numbers throughout this site belong to Safer Insurance Agency, Inc., and cannot be used to contact Covered California.
Safer Insurance Agency, Inc. is licensed by the California Department of Motor Vehicles (DMV), Occupational License #64725. We are not affiliated with, endorsed by, or acting on behalf of the California DMV.
Insurance services and quotes are provided by multiple carriers through Safer Insurance Agency, Inc. All coverages are subject to underwriting approval and policy terms. California Agent License #0E67714.