Home Insurance
Protect Your Home, Protect Your Peace of Mind
Personalized Service. Local Agents. SAFER Coverage.
Comprehensive
Tailored
Trusted
Affordable
Don’t get caught without it, we can help you!
Get the SAFER protection
Your home is more than just a property—it’s where memories are made, families grow, and life happens. At Safer Insurance Agency, we provide reliable homeowners insurance designed to safeguard what matters most.
Save hundreds of dollars
Here at Safer Insurance, we offer tailored coverage according to your specific needs. We have access to quote, compare and choose from over 50 companies, which gives us the opportunity to find THE BEST COVERAGE AT THE LOWEST RATES IN THE MARKET.
The best prices
Flexible Plans
Same-day coverage
Some of our Trusted
Partners Insurance Companies
We’re proud to partner with forward-thinking brands that trust us to bring their visions to life. Together, we achieve remarkable results
Let’s Protect What Matters Most
Your home is more than a building—it’s your safe place, your memories, your future. Don’t leave it unprotected.
Dwelling Coverage
Helps pay for repairs or rebuilding if your home is damaged by covered events like fire, wind, or vandalism.
Personal Belongings
Coverage for items such as furniture, clothing, electronics, and other valuables inside your home.
Liability Coverage
Protection in case someone gets injured on your property and you’re legally responsible.
Living Expense
Helps cover hotel stays, meals, and other costs if you need to live elsewhere while your home is being repaired.
Other Structures
Includes coverage for things like garages, fences, sheds, or detached buildings on your property.
Military & First Responder Discount
Exclusive savings to honor your service.
What’s Usually Included in Your Coverage
Some items—like jewelry, collectibles, or even equipment for a home business—may not be fully covered under a standard policy. We’ll guide you to make sure those important belongings are protected, too.
Additional Coverage Options Available
Ready to be Safer?
We always strive to give you professional & courteous service, and advise you of the rights and benefits that you purchase along with our products.
Frequently Asked Questions
Got more questions?
Feel free to contact us for more information.
Homeowners insurance typically covers the structure of your home, personal belongings, and liability protection. It can also provide coverage for living expenses if your home becomes uninhabitable due to a covered event such as a fire or storm.
No, standard homeowners insurance does not cover flood damage. You will need to purchase a separate flood insurance policy to protect your home from flood-related incidents.
It depends on several factors, including the value of your home, the cost to rebuild, and the value of your personal belongings. We recommend reviewing your policy annually and discussing your needs with one of our agents to ensure you have adequate coverage.
Yes, renters insurance is highly recommended. It protects your personal belongings against theft, fire, and other covered events. Renters insurance also provides liability coverage if someone gets injured in your rental property.
The amount of coverage you need depends on the value of your property and belongings. We recommend a policy that covers the full replacement cost of your home or possessions. Our agents can help assess your needs and find the right level of coverage for you.
Easier, Faster, and SAFER.
Licensed by the CA Department of Motor Vehicles (DMV) but not affiliated with the DMV. SAFER INSURANCE AGENCY INC. 337 E SAN YSIDRO BLVD STE D SAN YSIDRO CA 92173 O/L 64725
- No long lines
- No appointment Required
- No hassle
- Services for all Kind of Vehicles