Earthquake Insurance

Protect Your Home, Protect Your Peace of Mind

Personalized Service. Local Agents. SAFER Coverage.

Comprehensive

Tailored

Trusted

Affordable

Don’t get caught without it, we can help you!

Get the SAFER protection

Living in California means enjoying beautiful weather and vibrant communities—but it also comes with the risk of earthquakes. Standard homeowners or renters insurance policies usually do not cover earthquake damage, which can leave you exposed to significant financial loss. Earthquake insurance is designed to safeguard your home, belongings, and financial future when the unexpected happens.

Save hundreds of dollars

Here at Safer Insurance, we offer tailored coverage according to your specific needs. We have access to quote, compare and choose from over 50 companies, which gives us the opportunity to find THE BEST COVERAGE AT THE LOWEST RATES IN THE MARKET.

Affordable, Customized Coverage

Earthquake damage can cost homeowners tens of thousands of dollars. With flexible policy options, you can choose a deductible and coverage amount that fits your budget—without sacrificing protection.

Home Protection

Coverage to repair or rebuild your home if it’s damaged by an earthquake.

Personal Belongings

Coverage for items such as furniture, clothing, electronics, and other valuables inside your home.

Living Expense

Helps cover hotel stays, meals, and other costs if you need to live elsewhere while your home is being repaired.

The best prices

Flexible Plans

Same-day coverage

Why Choose Safer Insurance Agency?

Personalized Guidance

Trusted Carriers

Bilingual Support

Some of our Trusted

Partners Insurance Companies

We’re proud to partner with forward-thinking brands that trust us to bring their visions to life. Together, we achieve remarkable results

Ready to be Safer?

We always strive to give you professional & courteous service, and advise you of the rights and benefits that you purchase along with our products.

Frequently Asked Questions

Got more questions?
Feel free to contact us for more information.

Homeowners insurance typically covers the structure of your home, personal belongings, and liability protection. It can also provide coverage for living expenses if your home becomes uninhabitable due to a covered event such as a fire or storm.

No, standard homeowners insurance does not cover flood damage. You will need to purchase a separate flood insurance policy to protect your home from flood-related incidents.

It depends on several factors, including the value of your home, the cost to rebuild, and the value of your personal belongings. We recommend reviewing your policy annually and discussing your needs with one of our agents to ensure you have adequate coverage.

Yes, renters insurance is highly recommended. It protects your personal belongings against theft, fire, and other covered events. Renters insurance also provides liability coverage if someone gets injured in your rental property.

The amount of coverage you need depends on the value of your property and belongings. We recommend a policy that covers the full replacement cost of your home or possessions. Our agents can help assess your needs and find the right level of coverage for you.

Easier, Faster, and SAFER.

Licensed by the CA Department of Motor Vehicles (DMV) but not affiliated with the DMV. SAFER INSURANCE AGENCY INC. 337 E SAN YSIDRO BLVD STE D SAN YSIDRO CA 92173 O/L 64725