Umbrella Insurance
Extra Protection, Extra Peace of Mind
Personalized Service. Local Agents. SAFER Coverage.
Comprehensive
Tailored
Trusted
Affordable
Don’t get caught without it, we can help you!
Protect more, worry less.
Life can be unpredictable, and sometimes standard insurance coverage isn’t enough. Umbrella insurance provides an extra layer of liability protection beyond your auto, home, or renters policies—helping shield your assets, income, and future from costly claims or lawsuits.
Get the SAFER protection
Here at Safer Insurance, we offer tailored coverage according to your specific needs. We have access to quote, compare and choose from over 50 companies, which gives us the opportunity to find THE BEST COVERAGE AT THE LOWEST RATES IN THE MARKET.
The best prices
Flexible Plans
Same-day coverage
Some of our Trusted
Partners Insurance Companies
We’re proud to partner with forward-thinking brands that trust us to bring their visions to life. Together, we achieve remarkable results
Additional Liability Protection
Extends beyond the limits of your home, auto, or renters insurance.
Legal Costs
Covers attorney fees and legal expenses if you’re sued.
Serious Accidents
Protection against large claims involving injury or property damage.
Worldwide Coverage
Many umbrella policies extend coverage even when you’re traveling.
What Umbrella Insurance Covers
Sometimes life’s unexpected situations can lead to expenses that go beyond what your regular insurance covers. Umbrella insurance provides an added layer of liability protection, stepping in when the limits of your home, auto, or renters insurance are reached. It’s a smart and affordable way to safeguard your assets, income, and peace of mind.
Why Choose Safer Insurance Agency?
Personalized Guidance
Trusted Carriers
Bilingual Support
Ready to be Safer?
We always strive to give you professional & courteous service, and advise you of the rights and benefits that you purchase along with our products.
Frequently Asked Questions
Got more questions?
Feel free to contact us for more information.
Homeowners insurance typically covers the structure of your home, personal belongings, and liability protection. It can also provide coverage for living expenses if your home becomes uninhabitable due to a covered event such as a fire or storm.
No, standard homeowners insurance does not cover flood damage. You will need to purchase a separate flood insurance policy to protect your home from flood-related incidents.
It depends on several factors, including the value of your home, the cost to rebuild, and the value of your personal belongings. We recommend reviewing your policy annually and discussing your needs with one of our agents to ensure you have adequate coverage.
Yes, renters insurance is highly recommended. It protects your personal belongings against theft, fire, and other covered events. Renters insurance also provides liability coverage if someone gets injured in your rental property.
The amount of coverage you need depends on the value of your property and belongings. We recommend a policy that covers the full replacement cost of your home or possessions. Our agents can help assess your needs and find the right level of coverage for you.
Easier, Faster, and SAFER.
Licensed by the CA Department of Motor Vehicles (DMV) but not affiliated with the DMV. SAFER INSURANCE AGENCY INC. 337 E SAN YSIDRO BLVD STE D SAN YSIDRO CA 92173 O/L 64725
- No long lines
- No appointment Required
- No hassle
- Services for all Kind of Vehicles