Business Insurance

That Works as Hard as You Do

Personalized Service. Local Agents. SAFER Coverage.

Comprehensive

Tailored

Trusted

Affordable

Don’t get caught without it, we can help you!

Protect your business today, secure your future tomorrow.

Running a business is an investment of time, money, and passion. Protecting that investment is essential. Business insurance helps safeguard your company against unexpected risks—so you can focus on growth, your customers, and what you do best.

Get the SAFER protection

Here at Safer Insurance, we offer tailored coverage according to your specific needs. We have access to quote, compare and choose from over 50 companies, which gives us the opportunity to find THE BEST COVERAGE AT THE LOWEST RATES IN THE MARKET.

The best prices

Flexible Plans

Same-day coverage

Some of our Trusted

Partners Insurance Companies

We’re proud to partner with forward-thinking brands that trust us to bring their visions to life. Together, we achieve remarkable results

General Liability

Protection against accidents, injuries, or property damage claims.

Commercial Property

Coverage for your building, equipment, and inventory.

Business Interruption

Helps replace lost income if your business operations are disrupted.

Workers’ Compensation

Required protection for employees in case of work-related injuries.

Commercial Auto

Coverage for vehicles used for business purposes.

Professional Liability

Protection against errors, omissions, or negligence claims.

Protect your business today, secure your future tomorrow

Shields your company from financial losses caused by lawsuits, accidents, or natural disasters.

Why Choose Safer Insurance Agency?

Personalized Guidance

Trusted Carriers

Bilingual Support

Ready to be Safer?

We always strive to give you professional & courteous service, and advise you of the rights and benefits that you purchase along with our products.

Frequently Asked Questions

Got more questions?
Feel free to contact us for more information.

Homeowners insurance typically covers the structure of your home, personal belongings, and liability protection. It can also provide coverage for living expenses if your home becomes uninhabitable due to a covered event such as a fire or storm.

No, standard homeowners insurance does not cover flood damage. You will need to purchase a separate flood insurance policy to protect your home from flood-related incidents.

It depends on several factors, including the value of your home, the cost to rebuild, and the value of your personal belongings. We recommend reviewing your policy annually and discussing your needs with one of our agents to ensure you have adequate coverage.

Yes, renters insurance is highly recommended. It protects your personal belongings against theft, fire, and other covered events. Renters insurance also provides liability coverage if someone gets injured in your rental property.

The amount of coverage you need depends on the value of your property and belongings. We recommend a policy that covers the full replacement cost of your home or possessions. Our agents can help assess your needs and find the right level of coverage for you.

Easier, Faster, and SAFER.

Licensed by the CA Department of Motor Vehicles (DMV) but not affiliated with the DMV. SAFER INSURANCE AGENCY INC. 337 E SAN YSIDRO BLVD STE D SAN YSIDRO CA 92173 O/L 64725